MIDWAY aims to keep its customers satisfied and already has an extensive client portfolio.
Founded by a veteran in this business with over 30 years of practical experience in the insurance sector. We offer insurance to a wide variety of clients ranging from families to companies and groups.
We aspire to become a trusted guide for our clients, insuring their rights are preserved and their needs met in the long run. We have a passion for good business, and good business relationships. Our goal is to maintain them over long stretches of time. Our highly experienced consultants and managers listen to the specific needs and customizations of the clients, and work accordingly. Therefore our clients receive the best service we can provide, as well as the best treatment our insurance partners and affiliates can maintain.
We excel at both consultancy, and the sales/ post sales process.
We treat our clients with integrity and transparency, the client is always first We conduct respectful business operations with clients and businesses alike we maintain good business relationships with the top insurance providers in the region.
This Policy indemnifies against the accidental physical loss or damage to the Property Insured It includes loss or damage due to fire, lightning, aircraft, explosion, earthquake, strike, riot, civil commotion, malicious damage, storm, tempest, flood, bursting and or overflowing of water tanks, pipes and apparatus (including sprinkler leakage), impact by own vehicles, theft or attempted theft (by violent and forcible entry to or exit from the premises) and accidental loss or damage.
This policy provides a wider coverage range than the Fire and Allied Perils insurance policy. Noting that the PAR policy can be tailor made depending on the profession clients and their requirement.
Property All Risks (PAR) insurance is one of the most basic insurance policy which purpose is to cover the company assets against natural hazards and accidents. This protection is offered to industry of healthcare, manufacturing, retail, or an institution of higher education, certain commercial properties face mounting exposures from events such as fire, flood or even terrorism. These businesses need additional capacity to protect their high-value properties from a variety of natural or man-made threats.
Vehicle insurance (also known as car insurance, motor insurance or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions, such as keying and damage sustained by colliding with stationary objects.
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You risk financial ruin.
Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination. Cargo insurance is a sub-branch of marine insurance, though Marine also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability. When goods are transported by mail or courier, shipping insurance is used instead.
This insurance coverage protects health care providers against patients who sue them under the claim that they were harmed by the physician's negligent or intentionally harmful treatment decisions. Malpractice insurance, sometimes called medical professional liability insurance, is one type of professional liability insurance which protects physicians and other licensed healthcare professionals (e.g., dentist, nurse) from liability associated with wrongful practices resulting in bodily injury, medical expenses and property damage, as well as the cost of defending lawsuits related to such claims.
Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
When you purchase a business interruption insurance policy you can rest assured that in the event of a business interruption, we will work with you from day one to get your business up and running again as quickly as possible, and minimise any possible financial impact in the long term
Fire victims are invariably in a very vulnerable position. They need immediate financial assistance to try to get their lives back in order. Fire victims that were fortunate enough to have insurance look to their insurer for that help.
As the old saying goes, fire is a tiger without teeth. So, having home fire insurance to help cover your financial losses is a critical safety net that nobody should do without.
If your company hires foreign workers, it’s compulsory by law to provide them with personal accident and repatriation benefits while they’re in the country. Taking good care of your workers will ensure the smooth running and success of your business operations. Midway insurance, will take care of the needs of your foreign workmen while protecting your business from disruptions in the event of illnesses or accidents. in view of increasing Hospital and Surgical charges, this policy is specially designed to reduce the financial burden of the Employers of foreign workers.
Life insurance can take care of your family and help them maintain their standard of living should something happen to you or your partner. Apart from taking care of outstanding loans or mortgages, it can also protect your children's education or provide for your partner's retirement.
The goal of life insurance is to provide a measure of financial security for your family after you die. So, before purchasing a life insurance policy, consider your financial situation and the standard of living you want to maintain for your dependents or survivors.
Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.
It is different from life insurance and medical & health insurance. With personal accident cover, you pay a monthly premium which usually remains the same during the length of the policy. You will receive a cash benefit if you have an accident or receive a serious injury during the policy term. The cover also helps to ensure your family are provided for if you have a fatal accident.
Personal accident insurance usually gives you coverage almost anywhere in the world and medicals aren’t normally required before you take out the cover. You may also be able to add your children to your policy – but they will most likely have a reduced level of cover.
The importance of Public Liability Accidents and slip-ups hurt – but they don’t need to hurt your business No matter how careful you are, slip-ups and accidents happen – and that means compensation claims happen too. ut that’s where public liability insurance comes in., public liability insurance is a small price to pay for the protection you need – and the peace of mind you want. As a small business owner you have a responsibility to third parties - customers, employees, suppliers and the community; and third party property. If you are held accountable for grievances, this can negatively impact your reputation and finances.
As a small business owner you have a responsibility to third parties - customers, employees, suppliers and the community; and third party property.
If you are held accountable for grievances, this can negatively impact your reputation and finances.
Theft generally covers all acts of stealing. There are three major types of insurance contracts for burglary, robbery, and other theft. Burglary is defined to mean the unlawful taking of property within premises that have been closed and in which there are visible marks evidencing forcible entry. Robbery is defined as that type of unlawful taking of property in which another person is threatened by either force or violence.
AUTO THEFT Whether your stolen vehicle is recovered or not, your insurer will conduct an investigation to ensure that your situation fits its definition of theft. Forced entry and robbery of your vehicle without your knowledge generally meet the criteria.
Third Party Fire and Theft insurance is designed to give you extra peace of mind.
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip.
Midway offers a wide range of Travel Insurance products to deliver the ultimate protection in case of personal accident, illness, sickness, loss of travel documents, personal possessions, delays and much more. Whether you’re seeking travel assistance, international medical insurance, or third party administrator’s services for individuals or international corporations, all you have to do is input your trip details and you will be able to purchase the best travel insurance. Numerous amounts of travelers each year trust Midway to cover their vacations. Whether you’re planning a two-day getaway, a cruise, an adventure vacation, or a month-long international holiday, Midway is designed to fit every traveler and budget. Our trip insurance policies include assistance with navigating canceled flights, lost bags, sudden health emergencies, and more – virtually anywhere in the world.
Workmen's Compensation Insurance is designed to protect the employer against their liabilities to employees
in respect of injuries suffered by them in the course of their employment
businesses face several issues as they grow, but Midway makes it easier by letting them worry less about workers'
compensation coverage. Within minutes, agents can access online quoting system to project premiums, which is just the beginning.
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen.
When they do, workers compensation insurance provides coverage.
Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.
Workers receive benefits regardless of who was at fault in the accident. If a worker is killed while working, workers compensation provides death benefits for the worker’s dependents.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
Term life insurance is usually the most affordable type of life insurance. It provides temporary financial protection for your loved ones during your working years.
Term insurance is a policy with a set duration limit on the coverage period. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage end.
These types of policies provide a stated benefit upon the death of the policy owner, provided that the death occurs within a specific time period. However, the policy does not provide any returns beyond the stated benefit, unlike permanent life insurance policies, which have a savings component that can be used for wealth accumulation.
term insurance is best suited for people who know for certain their need for life insurance coverage will be temporary — in other words, they feel their surviving family members will no longer have a need for the extra protection life insurance provides
Midway offers a variety of affordable term life insurance products to fit your needs, time frame, and budget.
Political risk insurance is a type of insurance that can be taken out by businesses, of any size, against political risk—the risk that revolution or other political conditions will result in a loss.
WHO IS IT FOR :
Corporations with operations in countries with a high risk of terrorism and political unrest.
Midway offers insurance for assets that are exposed to war, terrorism and political violence attacks. We help companies navigate through dynamic, complex and ever-changing global threats while considering the implications of legislation such.
An agreement whereby, for a designated sum of money, one party agrees to
guarantee the loyalty and honesty of an agent, officer, or employee of an
employer by promising to compensate the employer for losses incurred as a
result of the disloyalty or dishonesty of such individuals.
A form of business insurance that offers an employer protection against losses - either monetary or physical - caused by its employees' fraudulent or dishonest actions. Fidelity bonds are often held by insurance companies and brokerage firms, which are specifically required to carry protection proportional to their net capital.
This policy protects the loss of money due to robbery or theft while it is being conveyed from one place to another.
For every businesses, it is important to safeguard their cash during a transit against uncertainties as it can disrupt the daily business operation and may incur losses. Thus, Cash in Transit insurance can help the businesses to protect against any loss of cash due to theft or robbery during a transit.
At Midway, we provide coverage for the loss of cash due to theft or robbery during a transit between insured’s premises and destination.
The insured party (medical payments)
Property damage caused by the insured
The insured vehicle (physical damage)
Third party, fire and theft
The cost to rent a vehicle
The cost to tow your vehicle
Accidents involving uninsured motorists
At Midway, we believe strongly that the only road to success is by taking excellent care of our customers. We have developed industry leading administrative tools and processes which enable us to provide you, our valued customer, with world class service.
Home insurance offers coverage on a "named perils" and "open perils" basis. A "named perils" policy is one that provides coverage for a loss specifically listed on the policy; if it's not listed, then it's not covered. An "open perils" policy is broader in the sense that it will provide coverage for all losses except those specifically excluded on your policy.
Having an accident or experiencing damage to your property can be stressful. That’s why we help make it simple for you to report a claim and get the services you need. When the unexpected happens, you get 24/7 support from our team who will help you get back to normal as quickly as possible. And you can relax knowing you'll be provided with our Claims Service Satisfaction Guarantee that puts you first.
Being in a car accident can be stressful. Relax, we make it simple for you to get the support you need.
Our team will help manage the details of your claim and are dedicated to getting you back on the road as quickly as possible. We’ll be there to guide you every step of the way, such as arranging repairs and any medical care you need. And you can feel secure knowing you're backed by our Claims Service Satisfaction Guarantee* that puts you first.
Whether you experience a fire, theft, vandalism or weather-related damage, you need to get your home back to normal as quickly and efficiently as possible. We make it simple with dedicated, personal support every step of the way. If you need to make a claim, we’re here to help.
"Getting life insurance is like making a bet you can't win. If you live, you don't get the money. If you die, you don't get to enjoy the money." - Oliver Gaspirtz